Business Owner's and Property Insurance — TWFG Terry Cauthen Insurance
TWFG Terry Cauthen Insurance
Business Owner's and Property Insurance
Bundled coverage that protects your property, liability, and income in one policy.
One policy. Broad protection for your business.
A Business Owner's Policy (BOP) bundles general liability and commercial property coverage into one policy, offering broad protection at a lower cost for qualifying small businesses. TWFG Terry Cauthen Insurance helps business owners across Southeast Texas find the right BOP or standalone commercial property coverage.
Coverage Options
Business Owner Policy (BOP)
Bundles general liability and commercial property into one affordable policy for qualifying small businesses.
Commercial Property
Covers your building, equipment, inventory, and business personal property against fire, theft, and other covered events.
Business Income
Replaces lost income and covers ongoing expenses if your business is forced to close temporarily after a covered loss.
Equipment Breakdown
Covers the cost to repair or replace equipment that breaks down due to mechanical or electrical failure.
Inland Marine
Covers business property and equipment while in transit or temporarily off-site.
Accounts Receivable
Covers losses from records that are damaged or destroyed, making it impossible to collect amounts owed.
Frequently Asked Questions
More Carriers, Better Options
As an independent agency, we're not tied to one insurance company. We shop your policy across hundreds of trusted carriers to find the right coverage at the right price.
Family, Not Just a Policy Number
You'll work with a real local agent who knows your name and your needs — not a call center. We're here for the big moments and the small ones.
Renewals Shopped Every Year
We don't just set it and forget it. Every renewal, we re-shop your policy to make sure you're still getting the best rate available.
Ready to Get Covered?
Call us or request a free quote online. We'll shop the market and find the right fit for you.