General and Excess Liability Insurance — TWFG Terry Cauthen Insurance
TWFG Terry Cauthen Insurance
General and Excess Liability Insurance
Protect your business from claims of bodily injury, property damage, and more.
The foundation of every business insurance program.
General liability insurance is the foundation of any business insurance program. TWFG Terry Cauthen Insurance helps businesses across Southeast Texas find general liability and excess liability coverage that protects against the claims that can threaten your operations and your bottom line.
Coverage Options
General Liability
Covers claims of bodily injury, property damage, and advertising injury connected to your business operations.
Products and Completed Operations
Covers claims arising from products you sell or work you have completed after the job is done.
Personal and Advertising Injury
Covers claims of libel, slander, copyright infringement, and other advertising-related injuries.
Medical Payments
Pays medical expenses for third parties injured on your premises, regardless of fault.
Excess Liability
Provides additional limits above your primary general liability policy for large claims.
Umbrella Coverage
Extends liability protection across multiple underlying policies with one umbrella limit.
Frequently Asked Questions
More Carriers, Better Options
As an independent agency, we're not tied to one insurance company. We shop your policy across hundreds of trusted carriers to find the right coverage at the right price.
Family, Not Just a Policy Number
You'll work with a real local agent who knows your name and your needs — not a call center. We're here for the big moments and the small ones.
Renewals Shopped Every Year
We don't just set it and forget it. Every renewal, we re-shop your policy to make sure you're still getting the best rate available.
Ready to Get Covered?
Call us or request a free quote online. We'll shop the market and find the right fit for you.