TWFG Insurance Services Branch Owner with over 38 years of experience in insurance business. A Million Dollar Producer and one of TWFG Insurance top Business Insurance producer. Terry has expertise in both Personal and Commercial Insurance. Since 1978, I have been providing insurance services for both personal and commercial clients. Specializing in Personal Auto and Home Insurance, Commercial Auto and General Liability, Group Health Insurance. With clients throughout the United States I know the markets and can get the best coverage for the lowest price.