Workers Compensation Insurance — TWFG Terry Cauthen Insurance
TWFG Terry Cauthen Insurance
Workers Compensation Insurance
Protect your employees and your business when a workplace injury occurs.
Take care of the people who take care of your business.
Your employees are the backbone of your business. TWFG Terry Cauthen Insurance helps business owners find workers compensation coverage for medical costs and lost wages when an employee is hurt on the job. This coverage can also help protect your business from the costs of a workplace injury claim. We compare options from multiple carriers to find a fit for your industry and team.
Coverage Options
Medical Benefits
Covers medical expenses for employees injured on the job, including emergency care, surgery, and rehabilitation.
Lost Wage Replacement
Replaces a portion of an injured employee wages while they are unable to work due to a covered injury.
Employer Liability
Protects your business from lawsuits filed by injured employees beyond the standard workers comp benefits.
Death Benefits
Provides benefits to the family of an employee who dies as a result of a work-related injury or illness.
Rehabilitation Coverage
Covers vocational rehabilitation costs to help injured employees return to work.
Industry-Specific Programs
Specialized workers comp programs for construction, manufacturing, healthcare, and other high-risk industries.
Frequently Asked Questions
More Carriers, Better Options
As an independent agency, we're not tied to one insurance company. We shop your policy across hundreds of trusted carriers to find the right coverage at the right price.
Family, Not Just a Policy Number
You'll work with a real local agent who knows your name and your needs — not a call center. We're here for the big moments and the small ones.
Renewals Shopped Every Year
We don't just set it and forget it. Every renewal, we re-shop your policy to make sure you're still getting the best rate available.
Ready to Get Covered?
Call us or request a free quote online. We'll shop the market and find the right fit for you.